How a Home Appraisal Works and How Much It Costs
A lender usually requires a home appraisal when you apply for a mortgage. Learn how much it costs and what home appraisers look for.
When you apply for a home loan, a lender will usually require an appraisal of the property, whether you’re buying a house or refinancing a mortgage.
What is a home appraisal?
A home appraisal is a licensed or certified appraiser’s opinion of a home’s value. The appraisal is based on research of recent sales of comparable homes in the area, an analysis of the property and the appraiser’s judgment.
The mortgage lender requires an appraisal to help gauge risk of making a loan. The property serves as collateral in case the borrower defaults, so the lender wants to make sure the loan isn’t too big compared with the property’s value.
🤓Nerdy Tip
Normally, an appraiser views the property inside and out. But due to the coronavirus pandemic, lenders are not requiring appraisers to step inside homes for many purchase and refinance mortgages. Instead, appraisers may rely on market research and other data, photos and exterior views.
How much does a home appraisal cost?
A home appraisal typically costs about $300 to $400, with a national average of $339, according to HomeAdvisor, a digital marketplace for home services. But home appraisal quotes can start at $600 in some metropolitan areas, and fees can exceed $1,000 for larger or more complex properties.
ADVERTISEMENT
Mortgage loans from our partners
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3.5%New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3.5%First-time home buyers may qualify for 3% down mortgages at Rocket.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 0%Veterans United offers VA loans for as little as 0% down.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 0%On VA loans, NBKC offers down payments as low as 0%.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3.5%New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3%NBKC offers conventional loans for as little as 3% down.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3%Rocket Mortgage offers conventional mortgages with as little as 1% down.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3%New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment N/ANew American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
on Bethpage Federal Credit Union
Bethpage Federal Credit Union
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
on Bethpage Federal Credit Union
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment N/ANew American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
on Bethpage Federal Credit Union
Bethpage Federal Credit Union
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
on Bethpage Federal Credit Union
ADVERTISEMENT
Mortgage loans from our partners
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3.5%New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3.5%First-time home buyers may qualify for 3% down mortgages at Rocket.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 0%Veterans United offers VA loans for as little as 0% down.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 0%On VA loans, NBKC offers down payments as low as 0%.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3.5%New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3%NBKC offers conventional loans for as little as 3% down.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3%Rocket Mortgage offers conventional mortgages with as little as 1% down.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3%New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment N/ANew American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
on Bethpage Federal Credit Union
Bethpage Federal Credit Union
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
on Bethpage Federal Credit Union
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment N/ANew American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
on Bethpage Federal Credit Union
Bethpage Federal Credit Union
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
on Bethpage Federal Credit Union
What affects the home appraisal cost?
Here are some of the factors that affect how much you’ll pay for a home appraisal:
Mortgage type
Government-backed home loans require special appraisals. Besides estimating home value, these evaluations assess whether the property meets minimum structural and safety requirements set by the federal agencies that will insure or guarantee the loan. As a result, an appraisal may cost more when a government-backed mortgage is involved.
The average appraisal cost is from $400 to $500 for FHA loans and VA loans, compared with $300 to $400 for conventional mortgages, according to HomeAdvisor.
The Department of Veterans Affairs limits how much appraisers can charge for VA loans. The maximum appraisal fees vary by state and sometimes county. Nationwide, maximum VA appraisal fees range from $425 to $875 for single-family homes, condos and manufactured homes. Appraisers can ask for permission to charge additional fees for mileage and the extra time required to evaluate complex properties.
The Federal Housing Administration does not set maximum appraisal fees for FHA loans, but simply requires that fees be “customary and reasonable” for the areas where properties are located.
Location
Home appraisal costs are higher in big cities or other places where the cost of living is higher than average.
Property size and complexity
Appraisals will generally cost more for unusual, complex or large properties, which sometimes require additional visits to the sites or extra research to determine value. A luxury waterfront house in a remote area will take more time to evaluate than a starter home in a tract subdivision, for example.
Who pays for a home appraisal?
When a mortgage is involved, the lender selects and hires the appraiser, and the mortgage applicant pays for the home appraisal.
That means the buyer pays for the appraisal for a home purchase, and the homeowner pays for the appraisal when refinancing a mortgage.
No lender is involved when you’re buying a home with cash, so no appraisal is required. But you might want to get an appraisal anyway to ensure you don’t pay more than the property is worth. In that case, you’d hire the appraiser and pay the fee.
Home appraisal process
An appraisal is usually required for a purchase or refinance mortgage, but some government refinance programs generally don’t require appraisals, including FHA streamline, VA interest rate reduction refinance loan, or VA IRRRL, and USDA streamline loans.
When you’re buying a home, the lender will order the appraisal after you’ve made an offer and signed a purchase agreement. When refinancing a mortgage, the lender will order the appraisal after you apply.
You can ask to accompany the appraiser on the walk-through of the property as long as it’s OK with the lender, according to the Appraisal Institute, a professional association of real estate appraisers.
What do home appraisers look for?
Real estate appraisers consider many details to determine a home’s value. The appraiser will do market research and usually visit the home to examine the property. Here are some of the factors they take into account:
Home appraisal checklist
-
Neighborhood characteristics.
-
Local housing market trends.
-
Sale prices of comparable homes recently sold in the area.
-
Age and design of the home.
-
Types of interior and exterior materials.
-
Amenities, such as fireplaces or decks.
-
Home improvements and renovations.
<![CDATA[{"@context":"http://schema.org","@type":"VideoObject","name":"Appraisal vs Inspection…Why You Need Both | NerdWallet #Shorts","description":"A home appraisal is not the same as a home inspection. Kate Wood tells you the difference along with why you're going to want both when looking to buy a home. NerdWallet Compare, Inc. NMLS ID# 1617539nnSuggested Articles:nHow a Home Appraisal Works and How Much It Costs: https://www.nerdwallet.com/article/mortgages/home-appraisal?trk_location=ssrp&trk_query=home%20appraisal&trk_page=1&trk_position=2nEager Buyers Are Skipping Home Inspections. Is It Too Risky?:https://www.nerdwallet.com/article/mortgages/waiving-home-inspection?trk_location=ssrp&trk_query=home%20inspection&trk_page=1&trk_position=1nA Buyer’s Home Inspection Checklist: https://www.nerdwallet.com/article/mortgages/home-inspection-checklist?trk_location=ssrp&trk_query=home%20inspection&trk_page=1&trk_position=5nn#NerdWallet #HomeBuying #HomennSubscribe to NerdWallet – https://bit.ly/3wGvVf3 nnAbout NerdWallet:nWe’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. nnDisclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here.nnConnect with NerdWallet:nFollow NerdWallet on TikTok: https://tiktok.com/@nerdwallet nFollow NerdWallet on Instagram: https://instagram.com/nerdwallet nFollow NerdWallet on Twitter: https://twitter.com/NerdWallet nFollow NerdWallet on Facebook: https://facebook.com/NerdWallet nNerdWallet Website: https://nerdwallet.com nnAppraisal vs Inspection…Why You Need Both | NerdWallet #Shortsnhttps://www.youtube.com/c/nerdwallet","thumbnailUrl":["https://i.ytimg.com/vi/TG9mJvES6bw/sddefault.jpg","https://i.ytimg.com/vi/TG9mJvES6bw/default.jpg","https://i.ytimg.com/vi/TG9mJvES6bw/hqdefault.jpg","https://i.ytimg.com/vi/TG9mJvES6bw/mqdefault.jpg","https://i.ytimg.com/vi/TG9mJvES6bw/maxresdefault.jpg"],"uploadDate":"2023-02-01T19:00:25Z","duration":"PT53S","embedUrl":"”}]]>
Home inspection vs. appraisal
Both an appraisal and a home inspection are important in the homebuying process, but they serve different purposes.
A home inspection is for evaluating a home’s condition. The inspector walks through and checks the structure from top to bottom, including the walls, ceilings, floors, windows and doors, as well as the mechanical and electrical systems, appliances and plumbing. After looking at everything, the inspector provides an objective report, including repair recommendations.
An appraisal is an assessment of home value. The appraiser considers the home’s condition as part of the analysis of how much the property is worth, as well as other factors, such as the local housing market. The appraiser doesn’t make recommendations for repairs.
Getting a home appraisal report
As the mortgage borrower, you have a right to a free copy of the appraisal report at least three days before the loan closes. It’s a good idea to read the report to check for accuracy.
Let the lender know if you find errors and think the estimated value is wrong. Any pertinent information you provide could lead the appraiser to reevaluate. You may also ask the lender for a second appraisal. Keep in mind you’ll have to pay for the appraisal if the request is granted.
If the appraised value is less than expected on a home you want to buy, you may be able to use that information to negotiate a lower price with the seller.
ADVERTISEMENT
Mortgage loans from our partners
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3.5%New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3.5%First-time home buyers may qualify for 3% down mortgages at Rocket.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 0%Veterans United offers VA loans for as little as 0% down.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 0%On VA loans, NBKC offers down payments as low as 0%.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3.5%New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3%NBKC offers conventional loans for as little as 3% down.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3%Rocket Mortgage offers conventional mortgages with as little as 1% down.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3%New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment N/ANew American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
on Bethpage Federal Credit Union
Bethpage Federal Credit Union
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
on Bethpage Federal Credit Union
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment N/ANew American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
on Bethpage Federal Credit Union
Bethpage Federal Credit Union
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
on Bethpage Federal Credit Union
ADVERTISEMENT
Mortgage loans from our partners
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3.5%New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3.5%First-time home buyers may qualify for 3% down mortgages at Rocket.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 0%Veterans United offers VA loans for as little as 0% down.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 0%On VA loans, NBKC offers down payments as low as 0%.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3.5%New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3%NBKC offers conventional loans for as little as 3% down.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3%Rocket Mortgage offers conventional mortgages with as little as 1% down.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment 3%New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment N/ANew American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
on Bethpage Federal Credit Union
Bethpage Federal Credit Union
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
on Bethpage Federal Credit Union
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
Min. down payment N/ANew American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
4.5
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
on Bethpage Federal Credit Union
Bethpage Federal Credit Union
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
5.0
NerdWallet ratingÂ
NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more.
on Bethpage Federal Credit Union
A lender usually requires a home appraisal when you apply for a mortgage. Learn how much it costs and what home appraisers look for.
How a Home Appraisal Works and How Much It Costs
Our Facebook Page On The Go Appraisals
call us: +1 833-219-9001
Write us: [email protected]
website: https://otgappraisals.com/
Â